Tuesday, March 23, 2010

Boo Whoo for Me

I just need to get this out of my system.
I know I've been trying to be more positive lately but this bad feeling is just poisoning my spirit and I need to get it out and let it go.
Mark and I found out about a month ago that we were going to need to pay for all of Scott's hospital bills.
Our insurance has two different branches that we were unaware of, PEHP and PEHP Summit Care.
We have PEHP Summit Care.
When I told my doctor that I had PEHP she said I would deliver at LDS Hospital.
I took her word for it.
Yes, I know what we should have done, called our insurance and verified that they covered there.
Well the time came that I needed to register at the Hospital for the birth that would be coming in a few days.
Well I didn't do it right away so they called me on Thursday. Well I was working for my mom on Thursday and rather busy.
So I called them back on Friday by hitting the redial.
The redial number took me to a hospital in Provo and I didn't know.
So Saturday swings around and I am having labor pains at this point, not very happy.
But a lady called telling me I still hadn't registered at LDS Hospital.
That's when I found out I had registered somewhere else.
She gets me set up though so I think I'm fine.
I go in at 5 in the morning on Sunday and thus starts the happiest and, we didn't know it then but, the most expensive few days of our lives.
Now, looking back, I realize that if I would have registered with the right hospital on Friday or earlier, while PEHP was having business hours, this would have come to their attention and coverage would have been denied before we got there and although it would have been stressful we would have figured it out for the correct hospital.
BUT NNNOOOOO!
The redial number had to take us to the wrong place.
So now we are starting our fun adventure of paying all our tax refund, all Mark's paintball gear money, selling one of our cars and using that money, the pokemon money to pay off a hospital bill.
We were making plans with that money.
I was hoping to go to California and visit my brothers this summer.
Have one last whorrah before we dig ourselves in such debt this fall.
So Scott has had a cough for the past three months.
I took him in three months ago and they told me everything was fine and not to worry about it.
Well it hasn't gone away and this past week he's really gotten a runny nose and his breathing has gotten louder and at times it sounds like he's wheezing.
I didn't want to waist another $25 so I waited till this week when he will be turning 6 months so I could combine visits.
They told me I can't do that.
The 6 month visit is a wellness visit and they wont give him his shots if he's sick.
So I talked to a nurse to see if I was just being paranoid or if he really needed to come in.
The nurse tells me that he needs to come in right away today (which was yesterday).
So I come in and pay the $25 copay for them to tell me that everything is just fine, again.
So I told the doctor that if everything is fine then give him his six month shots so I don't have to come back in in a few days.
He tells me he doesn't want to give him his shots when he's feeling like this.
"FEELING LIKE WHAT?"
I just wanted to yell at him,
"FEELING JUST 'FINE'? BREATHING JUST NORMALLY?"
I didn't yell at him.
I put a smile on my face and said "OK, thank you" and when he left and I started getting Scott dressed I started to cry.
It's not that I wanted something to be wrong with Scott.
I just simply wanted to not have to pay another $25 to the health care system.
I just was so mad at the cock-a-bull answers and explanations I'd been getting from everyone one.
All I found out was that Scott was healthy enough for them to not be able to do anything but wasn't healthy enough for them to do anything.
So as of now, who cares about the new Obamacare!
I've been paying up the WAZOO and I'm probably just getting started.
May as well.
Oh well, though right?
Oh well, it's just money and money can't buy you happiness.
All it can do is pay your bills and keep you healthy and fed and warm and secure.
Yes I'm still a bit bitter and annoyed.
But I solved my problems yesterday the best way I knew how with as little money as I could.
Stayed in my bed and watched part of season one of "Friends" that I rented for free from the library.
It helped.

2 comments:

Ben and Kimberly McEvoy said...

I feel your pain.
Benson is literally our 10 grand baby.

Who knew pregnancy was a preexisting condition in Nevada. And who knew we would EVER move to the state of Nevada.

Our insurance premiums have increased by FORTY PERCENT this year. but We can't switch b/c again I am pregnant.

these health insurance dramas are really motivating me to never be pregnant again. Haha I think 4 kids is the real motivation. jk

at least you were responsible and had money saved. Too much of the world runs around in debt.

good for you guys. like you it seems all our savings for a new car, saving to get a wedding ring all go to car repairs and health insurance.

boo whooo!!!!

Lindsey Walker said...

I am so sorry! Call me if you need anything.